In the time it takes to read this post, a homeowner will have been the victim of a robbery. There are an average of over 7,000 break-ins on any given day, which equates to one just about every 12 seconds. Not only is this a big risk, but you also have to contend with the very real possibility that at some point, you could experience a loss of property due to fire, flood, tornado, hurricane, or any other disaster.
If you're like most people, you won't have any idea what the total value of your possessions is, because you don't have any kind of a current inventory checklist, and when you have a need to figure it out, is not the right time to work on that, because trying to remember all of that information when you actually need it, it's almost impossible to recall everything that you had.
However, if you would develop one, there would be several benefits to it, not the least of which would be reduced insurance premium rates, ease of determining a loss in the case of a tragedy, simpler and quicker insurance settlements, expedited estate settlement, or ease of calculating things in case of any life change, like divorce.
Don't cause your family to have to go through the inventory process at the emotional time of a potentially devastating loss.
See Secure Homes link under Key Links to the right.
Tuesday, September 8, 2009
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